What is BIN Sponsorship?

Banking Identification Number (BIN) sponsorship is a quick alternative for many companies looking to build a scalable payments product and get their proposition to market. BIN sponsors issue BIN ranges to accompany managing programmes or companies wishing to offer payments to their customers. We do this by providing access to a variety of payment schemes, including Mastercard, Visa and Union Pay, to allow for the processing of transactions and settlement of cardholder funds.


Working with a principal scheme member like Moorwand ensures that your program respects the rules set up by the scheme. Moorwand guides you through the BIN attribution process, does the scheme and regulatory reporting, and handles compliance as an ongoing task, all to help you deliver a compelling programme – rapidly and in accordance with relevant regulations.

Key Features


We fast-track payment solutions for companies who don't have an issuing licence, meaning you don't have to become a direct scheme member.


We enable innovative entities to build a scalable card product whilst ensuring it respects the scheme compliance and regulatory rules.


We provide a single compliant connection to a variety of payment schemes, including Mastercard, Visa and Union Pay.


It's far simpler and cheaper to follow the BIN Sponsorship model as it gives you the control to create a payments solution of the future.


There’s no one size fits all in BIN Sponsorship, so we work with you to understand your business model and find the best solution for you.


We are a collaborative partner with decades of legal, regulatory and payment expertise distilled into our suite of services available.

How to get started

be part of the future of payments


Get in touch with the Moorwand Sales Team


Have an exploratory call to clarify your strategy


Start onboarding with the Moorwand Due Diligence platform


Moorwand will provide you with commercials


Agree on the terms and start the integration

Uncomplicated payments

With growing confusion around what is and is not possible with the increasingly complex work of payments legislation and rules around BIN access, Moorwand offers simple, honest and transparent BIN sponsorship solutions. It is all about flexibility, transparency, operational efficiency and access to a range of payment schemes in a compliant style.

Whether you are a regulated Electronic Money Institution (E-Money Institution) requiring scheme membership access or a business needing both scheme membership and use of Moorwand’s e-money license, there is a solution ready for you.